FHA Financing

Tremendous flexibility.

 

Federal Housing Administration (FHA) loans have been helping people become homeowners since 1934.  The FHA – which is part of the Department of Housing and Urban Development – insures the loan, so you can get a better deal. Whether you’re a first-time homebuyer or looking to refinance an existing mortgage, Capstone’s FHA loan programs offer low down payment requirements and flexible guidelines.

 

Features & Benefits:

  • Low credit scores accepted
  • Fixed rate mortgages available
  • Low down payment requirements
  • 100% gift funds acceptable for down payment & closing costs
  • No pre-payment penalty
  • Smart refinancing option for homeowners with high-cost mortgages
  • Loan limits up to $523,000 for Middlesex County borrowers
  • Owner-occupant
  • Single-family (1-4 units) and approved condominiums

 

What does FHA have for you?

Buying your first home?

FHA might be just what you need.  Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan.  Available on 1-4 unit properties.

 

Want a fixer-upper?
The FHA 203k loan is the FHA's primary program for the rehabilitation and repair of a single family properties.  It allows you to own a home that you want to remodel or repair, you can refinance what you owe and add the cost of repairs – all in one loan.

 

Want to make your home more energy efficient?

You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage.

 

 

 

 

Tremendous flexibility.

 

Federal Housing Administration (FHA) loans have been helping people become homeowners since 1934.  The FHA – which is part of the Department of Housing and Urban Development – insures the loan, so you can get a better deal. Whether you’re a first-time homebuyer or looking to refinance an existing mortgage, Capstone’s FHA loan programs offer low down payment requirements and flexible guidelines.

 

Features & Benefits:

  • Low credit scores accepted
  • Fixed rate mortgages available
  • Low down payment requirements
  • 100% gift funds acceptable for down payment & closing costs
  • No pre-payment penalty
  • Smart refinancing option for homeowners with high-cost mortgages
  • Loan limits up to $523,000 for Middlesex County borrowers
  • Owner-occupant
  • Single-family (1-4 units) and approved condominiums

 

What does FHA have for you?

Buying your first home?

FHA might be just what you need.  Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan.  Available on 1-4 unit properties.

 

Want a fixer-upper?
The FHA 203k loan is the FHA's primary program for the rehabilitation and repair of a single family properties.  It allows you to own a home that you want to remodel or repair, you can refinance what you owe and add the cost of repairs – all in one loan.

 

Want to make your home more energy efficient?

You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage.

 

 

 

 

 

 

 

 

 

Copyright © 2017 Capstone Mortgage Company, Inc.

  NMLS Company ID #1445; MA Broker License #MB1445


Copyright © 2017 Capstone Mortgage Company, Inc.

  NMLS Company ID #1445; MA Broker License #MB1445