There is no established formula for determining the right time to refinance a mortgage.  The key is to work with an expert who can discuss your financial goals with you and present the best financing options to attain those goals.

A full review of your current mortgage can determine if you are receiving the best value possible on your home financing.  We can then provide more information on the loan products we currently offer as well as their potential benefits.  As always, the goal is to find a home loan that best meets your needs.

The advantages of refinancing include:

  • Lowering monthly payments
  • Paying less interest
  • Financing home improvements
  • Consolidating debt
  • Changing from an adjustable rate to a fixed rate

At Capstone Mortgage, we believe smart borrowing leads to financial security.  Refinancing is not always right for everyone.  Let’s determine if it works for you.